Kim Johanson, contributing writer sedonaeye.com Senior Issues and Health Care

    Various senior and financial experts suggest 10 ways that seniors and others can stretch their dollars:

1. Seek the services of an objective financial planner. The Garrett Planning Network (www.garrettplanningnetwork.com) features experts throughout the country who offer their advice on a fee-only basis.

2. Get a second opinion on investments and financial purchases. If you’re approached about changing your investments or making a purchase, make sure you get another opinion.

3. Contact your local Area Agency on Aging if you’re having trouble paying for food and gas. For more information or an office near you, log on to National Association of Area Agencies on Aging at www.n4a.org. You also may call the Yavapai County office at 928-774-1895 or toll-free at 877-521-3500.

4. Avoid convenience foods, which are more expensive. Watch for sales on fresh or canned fruits, vegetables and meats, which are not only less costly, but also better for your health.

5. Look for deals on generic medications. Ask your pharmacist about ways to save money on your medications.

6. Walk when you can. If high gas prices are cutting into your social life, organize a walking club or walk with friends first thing in the morning.

7. Carpool when you can’t walk. There’s economy in numbers. If you can’t afford to drive somewhere, contact others you know going in the same direction or to the same place, and share costs.

8. Keep drapes or blinds drawn during the heat of day in the summer, and minimize opening and closing doors in the cold of the winter. Close off those parts of the house you’re not using to cut down on utility costs.

9. Get back to gardening. The economic downturn is generating a resurgence in gardening. With food costs up as much as 25 percent in places, gardening provides a one-to-10 savings ratio. In other words, for every $10 you spend on garden plants, you’ll get $100 in produce.

10. The ability of seniors to live at home helps cut costs as well. If someone you know needs assistance around the house, contact Home Instead Senior Care or visit the company’s Web site at www.homeinstead.com/318

Article by Kim Johanson, Community Services Representative, Home Instead Senior Care

Have other helpful ideas to suggest? Want to share ideas that work for you?  Share the benefit of your experience by leaving comments below! 

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